Saturday, November 25, 2017

How to of the Day

How to of the Day


How to Buy Nike Stock

Posted: 25 Nov 2017 04:00 PM PST

The combination of a solid growth rate and a relatively low price has inspired many investors to purchase Nike stock. The athletic footwear company has an internationally recognized brand and a pattern of strong performance. Nike can be a good stock to buy as a beginning investor or to add to an existing portfolio. You can buy Nike stock either directly from the company or through a brokerage firm.[1]

EditSteps

EditEvaluating Nike's Performance

  1. Read Nike's annual report. Start with the letter to the shareholders, which summarizes the stock's performance over the year. From this letter you get a narrative context that will help you understand the data in the rest of the report.[2]
    Buy Nike Stock Step 1.jpg
    • You can access Nike's annual report at http://investors.nike.com/investors/news-events-and-reports/?toggle=reports. There are also links to archived reports, if you want to go back a few years with your research.
    • The annual report also includes some of the reports Nike is required to file with the Securities and Exchange Commission (SEC), which give you insight into the company's assets and liabilities.
  2. Check SEC filings and other recent news. Beyond the annual report itself, you can also learn about Nike's performance by reviewing the company's SEC filings and recent press releases and minutes from stock holder meetings.[3]
    Buy Nike Stock Step 2.jpg
  3. Watch Nike stock for a few months. Watching Nike stock for a few weeks or even months will give you a better idea of what to expect out of the stock. This will help you make a more informed decision about how much stock you want to buy.[4]
    Buy Nike Stock Step 3.jpg
    • Check the stock ticker once every few days. You also may want to set up alerts or notifications and monitor the stock on your smart phone.
  4. Consider qualitative information about Nike. To get the fullest picture of any company, look at news articles about the product and the company's executives. Find out the goals and reputation of Nike's leading officers and how these are affecting the company's bottom line.[5]
    Buy Nike Stock Step 4.jpg
    • Since Nike sells athletic footwear and apparel, you might look at new lines that are being launched. New lines and patented innovations improve Nike's competitiveness in the overall market.
    • Compare Nike to other athletic footwear and apparel companies, such as Adidas and Reebok.
    • An endorsement contract with a promising athlete could bode well for Nike's future. On the other hand, if any of Nike's existing contracts are injured or have been performing poorly, this could spell trouble.
  5. Craft your investment strategy. Once you've completed your research, it's time to put the information together. Based on the company's past performance and the goals and strategies of the management, you should be ready to reasonably predict the company's future performance.[6]
    Buy Nike Stock Step 5.jpg
    • Look at the current price of the stock to decide how many shares you want to buy, or how much overall money you want to invest.
    • Generally, it's not the best idea to put all your investment "eggs" in one basket. But if you're a starting investor it's also a good idea to start small. Nike can be a good beginner stock because it pays dividends.[7]

EditBuying Through a Brokerage Firm

  1. Create your investment profile. Your investment style can help you narrow down the various brokerage firms to find the one that will work best for you. Build a profile based on how much money you want to invest, how often you plan to trade, and how much investor support you want from your broker.[8]
    Buy Nike Stock Step 6.jpg
    • Online brokers typically are best if you plan to trade frequently and don't need a lot of guidance and support. However, if you want a close, personal relationship with an individual broker, you'll typically want to make fewer trades as your fees will be higher.
  2. Compare possible brokers. If all you want to do is buy some shares of stock in Nike and reinvest your dividends, you probably don't need a full-service broker. Look for an online discount broker with low fees.[9]
    Buy Nike Stock Step 7.jpg
    • The advantage of using a broker is that you don't have to do much, if anything, in terms of managing your investments. Your broker will manage your investments for you, but this does come with costs.
    • If you plan on expanding your portfolio over time, or buying more complex investments, you may want a full-service broker who will provide more hands-on attention. The more hands-on management and personal attention you get from your broker, the higher their fees will be.
  3. Decide how much you want to invest. Many online brokers don't require a particular minimum initial investment. This means you can open your account with a relatively small amount of money and add to it over time.[10]
    Buy Nike Stock Step 8.jpg
    • You'll pay a fee for each stock purchase, so it may be better for you to save the money you would spend buying Nike stock in a savings account for a few months or a year, and then make a single purchase.
  4. Pick the right order type. There are many types of orders to buy stock, but you don't necessarily have to be familiar with all the order types to buy Nike stock. The easiest thing to do is place a limit order for the amount you want.[11]
    Buy Nike Stock Step 9.jpg
    • A limit order is a request to buy shares at the price you've named or better. Look at the current price of Nike and calculate the number of shares you could buy at that price for the total amount you plan to invest.
    • For example, if Nike is currently trading at $50 a share, and you plan to invest $2,000 in Nike stock, you could place a limit order for 40 shares of stock at $50 a share.
    • You might also consider placing a market order, which means you want to buy stock as soon as possible at the best available price. You would let your broker know the maximum amount of money you want to spend.
  5. Submit your order to your broker. If you are using an online broker, you typically can execute the order yourself and just wait for the order to be filled. If you have a full-service brokerage firm, call or email your broker and give them the details of your order.[12]
    Buy Nike Stock Step 10.jpg
    • At this point you're a Nike investor. Continue to monitor the stock's performance so you can see how your investment is doing. Keep in mind stocks go up and down from day to day, so don't panic and sell in response to a short-term loss.

EditBuying Through Direct Investment

  1. Check fees and buying requirements. Nike has a direct stock purchase plan (DSPP) through which you can buy stock directly from the company. Nike's DSPP has initial set-up fees of at least $10, and requires an initial investment of $500.[13]
    Buy Nike Stock Step 11.jpg
    • You may also have the option of setting up an ongoing automatic investment of at least $50 a month. After you reach the $500 threshold (10 transactions), you can lower your automatic investment amount if you want.
  2. Decide how much to invest initially. The maximum amount you can invest in Nike per year in a DSPP is $250,000. If you want to spend more than that, you must go through a brokerage. You also must meet the minimum investment requirements.[14]
    Buy Nike Stock Step 12.jpg
    • If you want to set up ongoing automatic investments, you can set them up for any amount you want provided you make the initial $500 investment. You can set up 10 investments of $50 to meet that threshold, or set up automatic investments for more than that.
  3. Complete your enrollment form. You must complete a form with personal information for yourself and anyone else who will be jointly holding the stock with you. You also must decide whether to reinvest your dividends.[15]
    Buy Nike Stock Step 13.jpg
    • Nike stock pays out regular dividends. You may choose cash payment, reinvestment, or partial reinvestment. If you don't check a box on your enrollment form, you will automatically be enrolled in full dividend reinvestment.
    • Provide bank account information so your investment funds can be withdrawn from your bank account.
  4. Enroll in Nike's dividend reinvestment plan (DRIP). If you didn't automatically enroll in Nike's DRIP when you purchased your stock, you can change your preferences later. Reach out to Nike's investor relations or talk to your broker for more information on how to enroll.[16]
    Buy Nike Stock Step 14.jpg

EditSources and Citations


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How to Deal With Tons of Homework

Posted: 25 Nov 2017 08:00 AM PST

A pile of homework can seem daunting, but it's doable if you make a plan. Make a list of everything you need to do, and work your way through, starting with the most difficult assignments. Focus on your homework and tune out distractions, and you'll get through things more efficiently. Giving yourself breaks and other rewards will help you stay motivated along the way. Don't be afraid to ask for help if you get stuck! Hang in there, and you'll knock the homework out before you know it.

EditSteps

EditMaking a Plan

  1. Create a checklist of the tasks you have. Before diving in, make a list of all the things you need to do for your homework. As you complete each task, cross it off your list. The satisfaction of checking things off will keep you motivated to continue.[1]
    Deal With Tons of Homework Step 1 Version 2.jpg
  2. Tackle the hardest homework first. Your first thought might be to procrastinate and put off the most difficult homework. If you get the hard stuff out of the way when you're most alert, however, it will be easier to get through the rest of the pile.[2]
    Deal With Tons of Homework Step 2 Version 2.jpg
    • Make a plan to go through your work bit by bit, saving the easiest tasks for last.
  3. Work in a comfortable but distraction-free place. If you have a ton of homework to get through, giving it your whole attention will help you get through it as fast as possible. Find a comfortable chair and table to work at, but make sure they're not in a noisy area.[3]
    Deal With Tons of Homework Step 3 Version 2.jpg
    • Put phones and any other distractions away. If you have to do your homework on a computer, avoid checking your email or social media while you are trying to work.
  4. Ask for help if you get stuck. If you come to a part of your homework that you don't know how to do, ask a family member to help you. That way, you won't get bogged down and discouraged. With a little help, you can quickly move on to the next thing.[4]
    Deal With Tons of Homework Step 4 Version 2.jpg
    • If you have the option to do your homework in a study hall, library, or other place where there might be tutors, go for it. That way, there will be help around if you need it.

EditStaying Motivated

  1. Take a break now and then. You might think that tearing through all of your homework tasks from start to finish is the fastest way to do it. If you have a ton of homework, however, you'll probably get burnt out if you don't take a break every now and then. At least every two hours, take a 15 minute breather.[5]
    Deal With Tons of Homework Step 5 Version 2.jpg
    • To take a break, get up and move away from your workspace. Walk around a bit, and get a drink or snack.
    • Moving around will recharge you mentally and physically, so you're ready to tackle the next part of your homework.
  2. Remind yourself of the big picture. If you start to feel discouraged by all the homework you have to do, take a minute and think about why you need to do it. After taking a break, take 1 minute and jot down all the reasons why you really need to do your homework. What are your big goals? How will doing your homework help you achieve them?[6]
    Deal With Tons of Homework Step 6 Version 2.jpg
    • For instance, you might write "I need to do this chemistry homework because I want a good average in the class. That will raise my GPA and help me stay eligible for the basketball team and get my diploma."
    • Your goals might also look something like "I'm going to write this history paper because I want to get better as a writer. Knowing how to write well and make a good argument will help me when I'm trying to enter law school, and then down the road when I hope to become a successful attorney."
  3. Bribe yourself. There's no shame in thinking about a little reward to stay motivated and get through all of your homework. Tell yourself that as soon as you do your homework, you'll go for a walk to the park with your friends, or just relax with a movie for a while. You can also say something like "If I get through all of my homework today, I'll have more time tomorrow to go hang out with everyone."[7]
    Deal With Tons of Homework Step 7 Version 2.jpg

EditStarting Good Homework Habits

  1. Talk to your teachers about what they want. When your teacher gives you a homework assignment, take a minute to look it over and make sure you understand it. If there's anything that's not clear to your teacher, talk to them right away. That way, you won't be stuck at the last minute with no idea what to do.[8]
    Deal With Tons of Homework Step 8 Version 2.jpg
  2. Make a homework schedule. Try to do your homework at the same time each day. If you set a schedule, then you'll be prepared and know exactly what to do. This will also keep you from feeling guilty about putting homework off./[9]
    Deal With Tons of Homework Step 9 Version 2.jpg
    • Try doing your homework as soon as possible after it is assigned. Say you have one set of classes on Mondays, Wednesdays, and Fridays, and another on Tuesdays and Thursdays. Do the Monday homework on Monday, instead of putting it off until Tuesday.
    • That way, the class will still be fresh in your mind, making the homework easier.
    • This also gives you time to ask for help if there's something you don't understand.
  3. Try a study group. If everyone in your group is serious about getting homework done, this can be great. You can help each other out with assignments, and quiz each other to prepare for exams.[10]
    Deal With Tons of Homework Step 10 Version 2.jpg
    • If you want to keep everyone accountable, write a pact for everyone in your study group to sign, like "I agree to spend 2 hours on Monday and Wednesday afternoons with my study group. I will use that time just for working, and won't give in to distractions or playing around."
    • Once everyone's gotten through the homework, there's no problem with just hanging out as friends!
  4. Let your teacher know if you're having trouble keeping up. If you're devoting regular time to doing your homework, and it still feels like you have a ton to do, talk to your teacher. They can give you advice about how to get through it most efficiently, and help you out if there's something you don't understand.[11]
    Deal With Tons of Homework Step 11 Version 2.jpg
    • Most teachers are willing to listen if you're trying and legitimately have trouble keeping up. They might even adjust the homework assignments to make them more manageable.

EditRelated wikiHows

EditSources and Citations


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How to Use a Milk Frother

Posted: 25 Nov 2017 12:00 AM PST

Everyone loves warm, frothy foam on top of their coffee drink. Whether you like to warm up on a cold day with a macchiato or a mocha, you can use a milk frother to achieve barista-level foam. By choosing, preparing, frothing, and serving your milk, you can recreate your favorite fancy coffee beverages at home.

EditSteps

EditChoosing and Preparing the Milk

  1. Buy fresh milk. Check the expiration date of milk when you buy it at the store. Choose milk that is farther from its expiration date. Older milk has more glycerol, a natural compound that makes it harder for frothed milk to hold its bubbles.[1]
    Use a Milk Frother Step 1.jpg
  2. Use skim milk if you're new to frothing. Swap in skim for higher-fat milks as you learn how to froth milk. The chemical structure of skim milk is better at holding foam at room temperature.[2]
    Use a Milk Frother Step 2.jpg
    • As a shortcut, you can use whatever type of milk you prefer for your drink and then spoon skim foam on top.
  3. Pour your milk into the carafe of your manual frother. Fill your carafe or another container (if your frother is electric rather than manual) so the milk only fills 1/3 of the volume. This will leave plenty of room for your milk to grow in size when you froth it.[3]
    Use a Milk Frother Step 3.jpg
  4. Chill your carafe of milk. Place the carafe in the refrigerator to make the milk cold. This is especially important if you buy UHT milk, which is normally unrefrigerated. Dip a spoon into the milk after 30 minutes to test the temperature on your wrist. Remove the milk from the fridge when it is cold to the touch.[4]
    Use a Milk Frother Step 4.jpg
    • You can froth steamed milk, but it will make less froth. It's best to froth the milk then heat it if you'd like your foam to be hot.
    • There is not a particular temperature your milk needs to be chilled to.

EditFrothing the Milk Manually

  1. Replace the lid of the frother. Check the edge of the carafe to make sure the top has fit into place and that there is no gap between the lid and the carafe. Placing the top on improperly can cause a big mess when you froth![5]
    Use a Milk Frother Step 5.jpg
  2. Plunge the handle up and down for 30 seconds. Hold the carafe firmly with your nondominant hand as you pump the plunger into the milk with your dominant hand. It may require more strength to pump the milk as the foam builds, which is normal.
    Use a Milk Frother Step 6.jpg
  3. Check the foam's consistency. Lift the top off the carafe, and look at the milk. Some people prefer their milk only slightly foamy, while others prefer lots of foam. If your milk hasn't reached your desired consistency, plunge it for up to 30 seconds more.[6]
    Use a Milk Frother Step 7.jpg
    • Don't plunge your milk for longer than 1 minute total by hand. Over frothing your milk can cause the air bubbles you've developed to break down.
  4. Remove the lid of the carafe. Tap the whisk at the bottom of the plunger on the edge of the carafe. This will shake any excess froth into the container.
    Use a Milk Frother Step 8.jpg
  5. Swirl the carafe in a circular motion once. Tap the bottom of the carafe on the counter once to remove excessively large air bubbles. Your foam will settle a little bit, which is okay. Your milk is now ready to heat and serve.[7]
    Use a Milk Frother Step 9.jpg

EditUsing an Electric Frother

  1. Hold your frothing wand vertically with the head inserted in the milk. Check that the head of the wand is fully submerged in the milk, and turn the wand to on.[8]
    Use a Milk Frother Step 10.jpg
    • If the wand has multiple speeds, turn it on high.
  2. Swirl the wand in a circular motion for 30 seconds. Keep the head of the wand near the bottom of the carafe as you begin whipping the foam. You will see bubbles forming.[9]
    Use a Milk Frother Step 11.jpg
  3. Change to an up-and-down motion for another 30 seconds. Keep the head of the wand beneath the surface of the milk at all times to avoid creating a mess. The milk will become foamier during this last 30 seconds. Switch the wand to off.[10]
    Use a Milk Frother Step 12.jpg
  4. Tap the wand on the side of the container to remove any excess foam. The foam created by an electric wand is finer, so avoid swirling or tapping your carafe. Your milk is now ready to heat and serve.
    Use a Milk Frother Step 13.jpg

EditHeating and Serving the Foam

  1. Microwave your frothed milk for 30-40 seconds. If your carafe is made of metal, gently pour your milk into a microwave-safe container. If your carafe is microwave safe, you can pop it directly in the microwave. Check the milk every 30 seconds until you reach your desired temperature.[11]
    Use a Milk Frother Step 14.jpg
    • Overheating your milk can cause it to scald, affecting the flavor. Avoid heating your milk to the point of boiling.[12]
  2. Remove the milk from the microwave. Wear an oven mitt or use a tea towel to remove your hot container from the microwave. Handle the milk as if it is very hot—it probably is!—to prevent accidental burns.[13]
    Use a Milk Frother Step 15.jpg
  3. Use a spoon to lift the foam onto your favorite coffee drinks.[14] If you'd like some hot milk in your coffee in addition to just the foam, pour your frothed milk slowly into your cup so the foam doesn't collapse.[15]
    Use a Milk Frother Step 16.jpg
    • Treating your frothed milk gently will prevent it from losing air.

EditThings You'll Need

  • Milk frother
  • Skim milk
  • Carafe
  • Refrigerator
  • Microwave
  • Spoon
  • Oven mitt

EditTips

  • Manual frothers require more physical effort than electric ones, but they can give you more control over the final result.[16]
  • Most milk substitutes, such as soy, rice, and almond milks, will not froth as well as cow's milk.[17]
  • Handle hot beverages with care to avoid burns.

EditSources and Citations


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